Bip39 vs bip32 http://www.mediafire.com/file/uilrjfajg2ami24/pdf-14673-57158.pdf BIP85: A more recent proposal allowing for the deterministic derivation of a number of BIP39 mnemonic seeds from a learn seed. This can show you empty balances. This really is why it’s important to make sure your wallet works by using all of the marketplace standards. https://www.gamespot.com/profile/pothirpeib/